Fees

Effective January 2011

Account Reconciliation	$15 / hour
Account Research	$15 / hour
Statement Copy	$2 / month
Incorrect Address	$4
Money Order	$2
Corporate Check	$1
Early Account Closure
Share (90 days)	$10
Share Draft (90 days)	$10
Christmas	$5
Re-Open Account
Share (90 days)	$10
Share Draft (90 days)	$10
Wire Transfer
Domestic	$15
International	$35
Western Union
Domestic	$15
International $500 or less	$25
International $500 or more	$35
NSF / Returned Item	$24
Stop Payment	$24
Draft Copy Fee	$5
Deposit Item Returned	$5
Overdraft transfer (7+ / month)	$1
Debit Card / PIN to Joint Owner	$5
Debit Card Replacement	$5
PIN Replacement	$5
PIN transactions (6+ / month)	$2 / transaction
Below Par Value ($25)	$5 / period
Dormant Account
below $50 / 2 years dormant	$5 / period
Late Payment (15 day grace)	$20
Minimum Loan Advance	$800
Legal Process	$25 + addl. fees incurred
Collection	25% + addl. fees incurred

Note:
In the past we have been able to waive some fees for services, however due to rising expenses we will no longer be able to perform these services for free.