Please be aware that as your credit union, we will never initiate a call, text, email, or letter asking you for your account number.
If we, or card services contacts you for any reason, we will already have your account information at hand.If you are unsure of the message, phone call, or letter that you have received; please contact us at the address or phone number listed above before proceeding, and do not give out your account information.
NSF Returns and Fees
PLEASE keep track of balances, loan payments, and scheduled debits, to avoid NSF returns and fees.
Loan payments will be made from available funds in shares or share draft if you have requested automatic transfers or if your loan payment is past due.
Please note that we must return as unpaid any item that attempts to post if the funds are not available in your account, and also charge a fee of $24 to your account.
To help you keep track of your account we have 24 hour online account access, or you can call or visit the office.
If it is inconvenient to visit the office during our business hours, deposits can be made through direct deposit, or through our after-hours deposit drop in the back.
Direct deposit is the safest and easiest way to get your tax refund, Social Security, pension, child support, unemployment, payroll, and many other types of deposit.
Simply provide the depositing agency with:
our routing number - 243381586
your account number - found on your statement.
Annual Dinner Meeting
Saturday, April 9, 2016
Girard American Legion (banquet room)
42 Wall St, Girard
Meet the people behind the scenes; all credit union members and guests are welcome!Contact the office by March 25th for a reservation.Hope to see you there!
Visa credit cards are here! No annual fee, rates as low as 6.99%* for the life of the card.Apply today!
*All loans based on approved credit, Experian credit report completed on all applications, interest rate and credit limit based on credit score, some applications may require a cosigner or be denied.Full disclosures available at the credit union office.
Special Hours and Holiday Closings
Please note we will be CLOSED the following holidays
January 18Martin Luther King, Jr. Day
February 15Presidents Day
May 30Memorial Day
July 4Independence Day
*although we are normally CLOSED ON TUESDAY, when a holiday falls on Monday, we will be open 9-12 the next day
Welcome new employee
Please welcome Emily Eaton, who joined our staff on January 25th as a full-time member service representative. She looks forward to serving you, and is a competent and friendly addition to the office.
Our former employee, Kyle Kruszewski, left the staff to pursue another job opportunity January 23rd. We wish him much success!
Dedicated employees and volunteers are vital to the operations of the credit union, and we thank all of you for your service! For a complete list of all employees and volunteers visit www.lecfcu.com (about us tab)
Check Your FREE Credit Report
Your credit report provides a glimpse of how financially responsible you are. Maintaining a clean report is important. Due to the FACT Act, everyone is entitled to a FREE copy of their credit report annually.