Upcoming Events
 

Credit Union Hours
Mon -- 9:00a.m. to 4:00p.m. 
Wed, Thurs -- 9:00a.m. to 5:00p.m. 
Fri -- 9:00a.m. to 6:00p.m. 
Sat -- 9:00a.m. to 12:00p.m. 
Tues, Sun -- CLOSED 
 

Contact Information
Lake Erie Community FCU 
721 Rice Avenue 
Girard, PA 16417 
(814) 774-4130 
FAX: (814) 774-5306 
 

Rates

Loan Rates - effective October 28, 2013

for all loans APR = annual percentage rate

Note: Stated rates are the lowest rates offered as of this date and are subject to change without notice. Actual rate charged may increase according to credit score.

FULLY SECURED LOANS

  • 84 month max term
  • Maximum Amount - $60,000
  • APR as low as 3.99%

COLLATERAL LOANS

  • Maximum Amount - $60,000

 autos and motorcycles  term  value of collateral APR as low as
2014 - 2012 1 - 37 months   2.99%
2014 - 2012 38 - 61 months over $10,000 3.49%
2014 - 2012 62 - 85 months over $14,000 4.29%
2011 - 2008 1 - 37 months   3.49%
2011 - 2008 38 - 61 months over $10,000 3.99%
2011 - 2008 62 - 73 months over $14,000 5.29% 
2007 - older 1 - 37 months   3.99%
2007 - older 38 - 49 months over $10,000 5.29% 
 Antique value  exceed $4000    
Antique 15+ years 1 - 49 months   5.29%
Antique 15+ years 50-61 months over $10,000 6.29%

**add 1.00% APR to rates listed above for other title loans - snowmobile, boat, atv, camper, utility trailer, etc.

When collateral is involved, the credit union will use the N.A.D.A guide to establish value when considering a loan for approval. If N.A.D.A. value is not available, the credit union will require another statement of value such as: appraisal, dealer’s quote, or insurance quote.

SIGNATURE LOANS

  • 48 month max term
  • Minimum amount  - $500
  • Maximum Amount - $8,000
  • APR as low as 6.99%

 90 DAY NOTE LOANS

Limit based on verifiable repayment method and loan officer discretion.  Use signature loan rates.

_____________________________________________________________________________________________________

Savings Rates

for all savings types APR = annual percentage rate / APY = annual percentage yield

Share Certificates - effective February 15, 2013

  • 6 month -  .20% APR / .20% APY
  • 12 month - .35% APR / .35% APY
  • 18 month - .50% APR / .50% APY
  • 24 month - .65% APR / .65% APY

Dividends

Dividends
Declared 12/31/2013
Paid 01/01/2014
Shares .10% APR / .10% APY
Christmas Club .10% APR / .10% APY
Fun / Future .10% APR / .10% APY
IRA (all types) .50% APR / .50% APY
Share Draft  - does not pay dividends
minimum balance to earn dividends on shares, clubs, IRAs = $50
 
 
Lake Erie Community FCU
721 Rice Avenue
Girard, PA 16417
Phone:  (814) 774-4130      FAX:  (814) 774-5306

email:
Routing Number: 243381586
 
Lake Erie Community FCU - Proudly Serving Our Members Since 1948
Site Designed and Hosted By: Bayfront Web Design | Disclosures | Administration |