Proudly Serving Our Members Since 1948




On Monday, April 29th, our internal computer network was hit with a virus, and rendered unusable.  Although i.t. experts have not been able to determine the origin or point of entry of the virus, we do not believe that any member data was compromised.

The local and federal authorities have been alerted, as well as our regulator, the National Credit Union Administration (NCUA).

Our hardware team has cleaned all hard drives, and reinstalled the windows operating systems on each machine. With the help of the software team, our credit union program was rebuilt and reinstalled.

We understand this has been very frustrating and inconvenient for our members, and we sincerely apologize. Our members are the credit union, thank you for your patience!




Looking for some extra vacation money?  
Need a new or used car or some money for home repairs?
personal loans

Contact us today, and have the cash you need tomorrow!*
Our credit cards offer rates as low as 6.99%*, with no annual fee!

* All loans based on approved credit, credit report completed on all applications, interest rate and credit limit based on credit score, some applications may require a cosigner or be denied. Full disclosures available at the credit union office.

Joining the credit union is easy!  We simply need a minimum deposit of $25, valid photo i.d., and proof of current residence.  Membership is open to anyone who lives, works, worships, or attends school in the Girard / Lake City area; also immediate family or household members of current members are eligible to join.  Stop in and see us at your convenience, we'd love to serve you too!


After hours drop box

For your convenience, we have installed an after hours drop box, located at the back of the building. Please put your deposit, loan payment, note or form in an envelope, and drop in the metal slot in the blue door in the back. Your envelope will drop into a secure box inside.

Lost or Stolen Card?

To report a lost or stolen debit or credit card,  you may contact the credit union directly during our business hours.  During non-business hours, please call 


Voted #1 Credit Union

Our sincere thanks to the readers of the West County News Journal for naming us #1 credit union in the west county!  We have been serving the local area since 1948, originally as the Toymakers FCU, and look forward to serving our members and the community for many more years to come!