We offer a variety of loans at competitive rates and convenient terms. No prepayment penalty. For ease of mind, credit disability and credit life may be purchased on loans. We review our loans in house, and have an estimated turn-around time of 24 hours. *All loan decisions including rate, term, and limit, are based on review of the application, credit report, and other supporting information. Some applications may require a cosigner, or may be denied.
For our members with current LECFCU loans, we are offering a skip a payment promotion* *$20 skip payment fee, per loan, withdrawn from available balance.Loan maturity extended one month from date on original loan contract.Total amount of interest charged will be greater than stated on original loan contract.Purchased credit disability and credit life insurance may expire before loan is paid in full.Cosigned loans must have both signatures for this offer.Skip payments will be one month, regardless of current repayment schedule.You may choose up to 4 loans on your account to skip a payment.Loan status must be current, not past due.Offer valid one month, through 1/31/2022*
Auto and Motorcycle
We finance new and used automobiles and motorcycles, as well as antique and collector’s items.
New and used items that carry a title, such as; boats, utility trailers, campers, and atvs.
Personal loans can be used for any reasonable need that arises, such as vacation, home improvement, auto repair, etc. No collateral involved, 10% share pledge.
Visa Credit Cards
Line of credit limits and interest rates based on approved credit. No annual fees!
90 Day Note
Similar to a signature loan for a short term situation. Must have reasonable method of repayment at the end of the 90 days.
Our absolute lowest rate loan offered. Secure 100% of your loan balance with your shares. Keep your savings and earn a dividend, while enjoying your loan.